Fractional CFO Services
Financial clarity for confident growth.
Forecasts, cash-flow insight, and strategic guidance for your next decision—without hiring a full-time CFO.
Serving growing businesses across Oregon, California, Washington, and nationwide.
You may be ready for a Fractional CFO when…
Clean books are essential. But growing businesses also need someone looking ahead—connecting the numbers to the decisions that shape what comes next.
Revenue is growing, but cash still feels unpredictable.
You are considering a major hire, expansion, financing, or investment.
You receive financial statements but are unsure what action to take.
You need clearer profitability by service, customer, or business line.
A lender, investor, or board needs credible forecasts and reporting.
Your team handles the past, but no one owns forward financial planning.
From recording results to shaping them
Bookkeeping and controllership establish a reliable financial foundation. Fractional CFO guidance builds on that foundation to support forward-looking decisions.
| Financial need | Bookkeeper | Controller | Fractional CFO |
|---|---|---|---|
| Primary focus | Records and reconciles activity | Oversees reporting and controls | Guides financial strategy and decisions |
| Time horizon | What happened | What is happening | What is likely to happen next |
| Typical output | Current, organized books | Reliable statements and processes | Forecasts, scenarios, KPIs, and recommendations |
| Business impact | Accurate records | Financial consistency | Stronger cash, pricing, hiring, and growth decisions |
Useful financial insight—not another report to file away
Your engagement is tailored to your business, priorities, and current financial systems. Support may include:
Budgets & Forecasts
Custom budgets, rolling forecasts, and scenario models built around the decisions you are making.
Cash-Flow Visibility
Forward-looking cash analysis that helps you plan obligations, investments, and growth with fewer surprises.
KPI Reporting
Focused dashboards and budget-to-actual reviews that reveal what is changing and why it matters.
Profitability Analysis
Clearer insight into margins, pricing, services, customers, and the operational choices affecting profit.
Capital Readiness
Financial projections and reporting support for lenders, investors, boards, and other stakeholders.
Executive Guidance
Regular strategic conversations that translate financial information into practical next steps.
A clear path from insight to action
Assess
We learn your goals, review your financials and systems, and identify the most important risks and opportunities.
Build
We develop the financial roadmap, forecasts, KPI framework, and reporting rhythm your business needs.
Implement
We help put the plan into practice through improved processes, dashboards, and team alignment.
Advise
We stay involved, track performance, update the outlook, and support decisions as conditions change.
Support scaled to the decision in front of you
Some businesses need an ongoing financial leader. Others need deeper support during a period of growth, financing, or change.
Financial Leadership
Regular forecasting, KPI review, cash-flow planning, and a consistent strategic decision-making rhythm.
Growth & Change
More frequent guidance for hiring, pricing, expansion, operational change, or fast-moving financial priorities.
Strategic Projects
Targeted support for financing, scenario planning, stakeholder reporting, or other significant business decisions.
Scope and meeting cadence are tailored after an initial consultation.
Financial strategy grounded in CPA expertise
We connect forward-looking financial leadership with a practical understanding of accounting, tax, reporting, and compliance.
An integrated perspective
Financial strategy is considered alongside the accounting, tax, and reporting realities of your business.
Advice built for decisions
We turn financial information into clear recommendations for cash, profitability, investment, and growth.
Direct, responsive guidance
You work with experienced professionals who learn your business and stay close to the decisions that matter.
Fractional CFO questions, answered
What does a Fractional CFO do?
A Fractional CFO provides senior-level financial leadership on a flexible basis. The work is forward-looking and may include forecasting, cash-flow planning, KPI development, profitability analysis, scenario modeling, and strategic decision support.
How is a Fractional CFO different from a bookkeeper or CPA?
A bookkeeper keeps financial records organized and current. Traditional CPA services often focus on tax, reporting, and compliance. Fractional CFO services build on that foundation by interpreting the numbers and helping leadership decide what to do next. Gillock CPA can connect these perspectives within one relationship.
How do I know whether my business is ready?
It may be time when growth is creating complexity, cash feels unpredictable, financial reports are not answering your questions, or you are preparing for a major hire, expansion, financing event, or other high-impact decision.
Will you work with our existing accounting team?
Yes. Fractional CFO support can complement your existing bookkeeper, internal accounting staff, tax advisor, banker, and other professionals. We clarify responsibilities and build a reporting rhythm around the team already in place.
How often will we meet?
The cadence depends on your needs and the pace of change in your business. Support may include monthly or quarterly reviews, with more frequent meetings during periods of growth, financing, or significant operational change.
How is pricing determined?
Pricing depends on the complexity of your business, the current state of your financial systems, the work required, and the level of ongoing involvement. After an initial conversation, we recommend a clear scope built around your priorities.
Make your next major decision with greater financial clarity.
Tell us what your business is navigating. We will help you determine whether Fractional CFO support is the right next step.
Request a CFO Strategy Call →